How to Make Two-Factor Authentication Available for Your PayPal Account

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How to Make Two-Factor Authentication Available for Your PayPal Account
How to Make Two-Factor Authentication Available for Your PayPal Account

Every time you login into PayPal, two means of authentication should be required. If you’ve enabled two-factor authentication (2FA) for your PayPal account.

But what if you simply login in with your password and don’t do anything else? It indicates that you have not yet enabled 2FA for your PayPal account. You’re overlooking an extra security element that acts as a second line of protection against hackers.

So, what exactly is 2FA? And how do you enable two-factor authentication to make PayPal more secure?

What is Two-Factor Authentication?

2FA, often known as two-factor authentication, provides a second layer of security to your online accounts in addition to your standard password.

For example, if you have 2FA enabled on PayPal, an unauthorized user will be unable to access your PayPal account without the 2FA code (that is, unless they also have your device).

PayPal’s 2FA codes are often sent to your smartphone by SMS or via your authenticator app. PayPal 2FA codes are valid for 10 minutes after they are received. You have the option of using an authenticator app or an SMS code. Each time you wish to log in to your account, Authenticator applications create one-time passwords (OTP).

How to Set Up 2-Step Verification for Your PayPal Account

Here’s how to set up 2FA for PayPal.

  1. Go to PayPal.
  2. To the upper right, choose Settings (the cog or gear symbol after the bell icon).
  3. Click on Security.
  4. Under 2-step verification, select Set Up or, if using a mobile browser, the edit button. You should now see the page shown below. When it comes to setting up two-factor authentication in PayPal, you have two primary alternatives.
  5. Input a new phone number by clicking Next or using the drop-down option.
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The two methods for configuring two-factor authentication in PayPal are as follows.

Following those procedures, here’s what to do if you choose to login into PayPal using an SMS code.

Option 1: 2-Step Verification via SMS Code

You may also use the authenticator app to sign up for PayPal’s 2FA.

  1. Select Text me a code.
  2. Click Set It Up.
  3. Enter the 6-digit code that was delivered to your phone number. Choose Use an authenticator app.
  4. Scan the QR code with your authenticator app or input the 16-character secret key underneath the QR code. Microsoft Authenticator and Google Authenticator are both fantastic choices that are accessible via the PlayStore and App Store.
  5. Click on Confirm.
  6. Tap Done to finish set up.

Option 2: 2-Step Verification via Authenticator App

You can turn off 2FA by clicking Turn Off, however doing so defeats the purpose.

  1. Type in the 6-digit code seen in the authenticator app.
  2. Click Set It Up.
  3. Select Confirm. You’ll receive a notification that says, “You’ve successfully added 2-step authentication to your account.”
  4. You may also click Add a device to enable 2FA on all synced devices.
  5. To finish the setup, click Done.
  6. Enter your login information.
  7. Select Continue to get your one-time code. Enter your 6-digit security code here. The code is valid for just 10 minutes. If you haven’t received it within 10 minutes, click Resend.
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Google Authenticator (Android | iOS) Download (Android | iOS) Microsoft Authenticator Related: The Best Authenticator Apps for Mac to Generate 2FA Codes

After you enable 2FA for your PayPal account, you will be forced to enter a new 2FA code each time you log in.

To deactivate 2FA prompts on your current device, tick Trust this device. Only do this for your own devices.

What to Do After Setting Up 2FA for Your PayPal Account

Keep an eye out by ensuring that your account is protected at all times. One method to do this is to enable two-factor authentication in PayPal. 2FA has advantages and disadvantages, but it is much superior than nothing.

Here’s what to do.

  1. Go to PayPal.
  2. You should now be able to access your PayPal account.
  3. Click on Continue to Get your one-time code.
  4. Enter your 6-digit security code. The code is only good for 10 minutes. Click on Resend if you do not receive it after 10 minutes.
  5. Go on Continue.
  6. You should now have access to your PayPal account.
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Although PayPal continues to take efforts to guarantee that the payment platform is secure for both customers and sellers, fraudsters are always on the lookout. 2FA may provide you with piece of mind and assurance that you’re doing all possible to keep safe.

Be on the lookout by making sure that your account is secure at all times. One of the ways to do this is by activating two-factor authentication in PayPal. 2FA has its pros and cons, but it is certainly much better than nothing.

Although PayPal keeps taking steps to ensure that the payment platform is safe for both buyers and sellers, cybercriminals are always on the prowl. 2FA can give you peace of mind and confidence that you’re doing all you can to stay secure.

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